What are my core values?
What goals do I have?
How do I prioritize my goals?
How much debt can I have?
What kind of debt is ok to have?
How do I pay off my debt? Should I pay off my debt?
How much should I keep in emergency reserves?
How much do I allocate to various goals?
Should I buy or lease a car?
Should I buy a home?
How much is needed to fund my kids college?
What are my options to save for college?
Should I buy savings bonds?
Am I eligible for any tax credits or deductions?
Risk Mitigation
Do I need insurance and which ones?
How much life insurance do I need? Should I take it on my spouse, kids?
Is my employer life insurance adequate?
Do I need disability insurance?
Is my employer provided disability insurance sufficient?
What about long-term care?
What health insurance policy is optimal?
Should I go with a high deductible plan?
What should I be looking for in insurance contracts?
What happens if I am sued? How do I protect my assets?
How much liability coverage do I need?
What deductions and credits are available to minimize my tax?
How can I optimize taxes in the long term?
What are the tax implications of stock options?
How do I manage stock options?
How much should I invest?
Where should I invest?
What should I invest in?
What are the risks?
What are the tax implications of a gain or loss?
What is my risk tolerance?
How should I allocate my assets?
How should I position my assets?
Should I sell or continue holding my stock options? What are the tax consequences and risk?
What factors should I consider as I contribute to a deferred compensation plan?
Do I have action plans in place for my kids if something were to happen to me or my spouse?
Would my family be ok if something happens to me? What things do I need to think about?
Do I have the following set up?
Updated beneficiaries
Will/Trust
Health care POA
Living Will
Property POA
Guardians and trustees identified and familiar with what needs to happen
What do I want to do in retirement?
What is the quality of life we envision?
Do I need long term care?
How would taxes impact me in retirement?
When should I file for my social security benefit?
What is the optimal social security filing strategy?
What options do I have for medical care?
What are the premiums? How much of my cash flow should I allocate for premiums?
Are there optimal options to pay for premium?
